Filipina on FI

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Financial updates

March 2024: Goodbye Student Loans!

March 2024: Goodbye Student Loans!

Main goals Start working on emergency fund together with SO's student loans. Major developments Wow, it's finally happened! It feels sooo surreal, but almost 4 years after I took out my first student loans in my life, I have finally paid them all off. Feels insane!

Finally paid off my student loans!

Finally paid off my student loans!

I finally did it!! After 3 years since taking out the first of my student loans for grad school, I finally paid everything off. I originally took out a total of around $67,000 in principal and, thanks to my status of being an international student, had horrendous amounts of

February 2024: Balancing Travel with Debt Repayment

February 2024: Balancing Travel with Debt Repayment

Main goals Keep paying down those loans, baby! Major developments This is the first time I ever felt like I could see the end in sight. Almost doubled our net worth just by doing the regular things - investing in our retirement accounts up to company match, then putting most

January 2024

January 2024

It's been a while since my last update, so we'll have quite a jump from October 2023 to today! Main goals Keep paying down those loans, baby! Major developments Positive net worth after 2 years!!! Finally! We finally got all the income driven repayment loan details,

October 2023: Holding Steady

Main goals Keep paying down those loans, baby! Major developments We finally got all the income driven repayment loan details, and thankfully in sum they were all lower than what I had initially projected, so no issues there. On the other hand, a lot of new potential travel expenses came

September 2023: Budget Adjustments in Preparation for Student Loan Resumption

September 2023: Budget Adjustments in Preparation for Student Loan Resumption

Main goals The main goal for September was to start saving up for the Fresh Start loan payments in our budget and really work on lowering Dining Out spend. Major developments It was difficult to estimate how much to really include in the budget for the student loans, since we

August 2023: Fresh Start and Hustle Mentality

August 2023: Fresh Start and Hustle Mentality

This is the first in a series of monthly posts where I share my family’s tracked expenses in the hope of showing my (slow but steady) progress towards FIRE and motivating myself through accountability in this space. Our main goals So far, I’ve been flip-flopping between some major